Accident, illness & disability
Protection that gives back.
Get the protection your family needs—plus the opportunity to receive money back. Our Money Back Family Plan helps provide financial support if life takes an unexpected turn due to an accident, illness, or disability.
- 17 years of experience
- 7 years in insurance
- Accident, illness & disability
Money Back Family Plan
Protection That Gives Back
Get the protection your family needs—plus the opportunity to receive money back. Our Money Back Family Plan helps provide financial support if life takes an unexpected turn due to an accident, illness, or disability.
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Money Back benefits
Subject to your policy terms.
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Family-plan savings
For households with more children.
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Accident, illness and disability
Coverage for the unexpected.
Family plan discount
More Children, More Savings
Family protection should become more affordable as your family grows. With our Family Plan discount, you can save more when you insure multiple children—helping you protect the people who matter most without stretching your budget.
Ask about family savingsSavings grow with each child insured
Savings grow with each child insured
What we protect against
Three kinds of protection
Accidents, illness, and disability affect families differently. Coverage should too.
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Accidents
When seconds change everything
Stitches. Broken bones. Emergency room visits. Supplemental accident insurance can help provide financial support following a covered accidental injury.
See what this covers -
Illness
When a diagnosis changes the plan
Depending on the policy, coverage may provide financial support if you are diagnosed with a covered illness or become unable to work due to a qualifying medical condition.
See what this covers -
Disability
When you cannot do the daily activity
Benefits may help with everyday expenses, time away from work, rehabilitation, mobility needs, home adjustments, or caregiving support.
See what this covers
When it matters
We Pay Claims When You Need Us
When an unexpected accident, illness, or disability affects your family, you need support that is clear, dependable, and compassionate. Our plans are designed to provide benefits when a covered claim arises, helping reduce financial pressure so you can focus on recovery and your family.
- Clear, dependable, compassionate support
- Benefits when a covered claim arises
- Less financial pressure during recovery
What a plan includes
A Plan Built for Real Life
Coverage that fits the way families actually live.
- Coverage for unexpected accidents, illnesses, and disabilities
- Family-plan savings for households with more children
- Money Back benefits, subject to your policy terms
- Financial support when covered claims are approved
- Protection designed to give your family greater confidence
Experience
Seventeen years of showing up
- 17
- Years of experience
- 7
- Years serving in insurance
- 3
- Areas of protection
- 1
- Conversation to start
Getting started
How it works
No pressure, no jargon. One conversation to start.
A free conversation
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01
A free conversation
We talk about your family, your work, and what you are actually worried about. There is no cost and no obligation.
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02
We review what you already have
Employer benefits, provincial coverage, workplace policies, and anything you have bought before.
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03
We find the gaps and the right fit
Where protection is thin, and which options fit your life and your budget.
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04
You're covered, and I stay reachable
Abigail stays your point of contact — including if you ever need to make a claim.
Real situations
Who this protects
Farmers, riders, tradespeople, stay-at-home parents, seniors, athletes' families. Different lives, the same unexpected moments.
- Everyday injuries
- Workplace Incidents
- High School Football Player
- Stay-at-Home Mom
- Elderly People With Health Issues
- Auto Accidents & Injuries
- Farmers
- Motorcycles, Dirt Bikes & Quads
- COVID-19
- Cancer
- Heart Attack
- Stroke
- Multiple Sclerosis (MS)
- Paralysis
- Carpal Tunnel Syndrome
- Registered Massage Therapists & Carpal Tunnel
17 Years of experience
The person behind the plan
Meet Abigail Danyk
For more than 17 years, Abigail Danyk has been dedicated to helping people protect what matters most—their health, income, family, and peace of mind.
Over the past 7 years, Abigail has proudly served individuals and families in the insurance industry, taking the time to understand each person's unique circumstances. She knows that life does not always go according to plan.
From young families and stay-at-home parents to farmers, business owners, tradespeople, athletes, and seniors, Abigail is committed to helping clients explore coverage options that fit their lives and their budgets.
Read Abigail's storyInsurance should not feel confusing or overwhelming. It should be a clear plan that helps you feel more prepared, more confident, and more secure when the unexpected happens.
Common questions
Questions people actually ask
If yours is not here, ask it directly. There is no cost to a conversation.
Ask AbigailSome accident insurance plans may provide benefits for covered injuries and related treatment, including fractures, lacerations, diagnostic testing, and emergency care, depending on the policy. Benefits and eligibility depend on the policy's specific terms, conditions, limitations, and exclusions.
Accident insurance is intended for accidental injuries—not ongoing illnesses, chronic health conditions, or medical events caused by sickness. Eligibility, pre-existing-condition rules, exclusions, and benefits vary by insurer and plan.
With the Family Plan discount, you can save more when you insure multiple children—helping you protect the people who matter most without stretching your budget. Discounts are subject to the specific policy or plan terms and conditions.
The Money Back Family Plan offers the opportunity to receive money back alongside your protection. Money Back benefits are subject to your policy terms and conditions.
Every policy has its own eligibility requirements, waiting periods, covered conditions, exclusions, and benefit amounts, including how pre-existing conditions are treated. This is one of the things worth reviewing before you need to make a claim.
With one conversation. Abigail will review what you already have, where the gaps are, and what may fit your life and your budget. There is no cost to talk.
One conversation to start
Be prepared before the unexpected happens.
Contact Abigail Danyk today to explore coverage that can help protect you and the people you love.
No cost. No pressure.